The money is to get families started on saving for college or other career training. Each student is automatically enrolled in Boston Saves. They can’t touch the $50 until after high school and only for college or other job training. Parents can also earn incentive payments. “They get incentives for linking their accounts, they get incentives for saving regularly,” The seed money won’t grow for the child. Instead, any interest will go back into the program. And of course, $50 won’t even buy mostly college textbooks, but the goal is a lot broader.