This article will show you how to get started with the PayPal Mpesa service. I will show you how to link PayPal and M-Pesa, How to top up PayPal account from M-pesa. I will also show you how to withdraw money from PayPal to your M-pesa account.
A few years ago,
PayPal and M-Pesa partnered to enable their users to transfer money between the
two platforms, and this service was known as PayPal Mobile Money Service.
This was a gamechanger
in the digital payments world, especially in Kenya. PayPal users in Kenya can
make payments to M-Pesa registered mobile money accounts by using their
balance, bank accounts, and credit cards.
On the other end,
M-Pesa users can quickly top up their PayPal account and utilize
the online payments services that PayPal offers.
Today, I will show you
how to get started with PayPal Mpesa.
Let’s get started.
How do I link my PayPal account to M-PESA?
To get started, you
have to link the two services together. You need to have a PayPal account and a
Safaricom mobile number.
Here is how to link
PayPalmpesa accounts:
- Visit PayPal’s M-Pesa page by typing in
https://www.paypal-mobilemoney.com/m-pesa.
- Log into PayPal using your PayPal username
and password
- Agree to PayPal’s terms and conditions for
the service.
- 4. Add the M-PESA number you want to link
with PayPal
- 5. PayPal will send an SMS verification
code to your M-PESA number
- 6. Key in the verification code PayPal
sent you on your M-PESA account and completed the linking process
- You are done!
How do I top up my PayPal account with MPESA?
Now that you have
linked PayPal and M-Pesa, you can use the service to top up your PayPal account
anytime you want.
Follow these steps to
send money from Mpesa to PayPal.
Step one: This is optional; visit the PayPal Mpesa
website https://www.paypal-mobilemoney.com/m-pesa and log in. I always use
their currency converter to know how much I should top up in Ksh and what it
will be in USD.
Also, on this page,
you will find the PayPal Pay Bill Number 800088, which I think is handy as you
might forget this number.
Step two: Open M-Pesa on your phone and select
“Lipa Na Mpesa’, then Pay Bill. Use the PayPal Mpesa Pay bill number 800088 and
your phone number as the account number.
Step three: Enter the amount you will load to PayPal
and submit. It will be successful and instant. You will receive a message from
Safaricom confirming the transaction’s success. PayPal, on the other end, will
send you a confirmation to your email.
If you use a different
number, the transaction won’t go through. Also, the usual M-pesa charges will be
applied.
How do I withdraw money from PayPal to M-Pesa?
After you have linked
your PayPal account to M-Pesa, you can withdraw from your PayPal to your M-Pesa
account. The amount will be converted from USD to Ksh and transferred over to
your Safaricom MPESA account.
Here is how to
withdraw money from a PayPal account:
- Go to https://www.paypal-mobilemoney.com/m-pesa
- Log in with your PayPal user details.
- Select Withdraw from PayPal
- The next screen will show you the
Available PayPal balance in your account.
- Enter the amount you would like to
withdraw and click continue to Withdraw.
- They will send the money to your M-Pesa
account in a few minutes.
The maximum amount per
transaction is 150,000 KES; you can’t withdraw any amount larger than this.