M-PESA Charges 2024

These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing.

Below are M-PESA Tariffs.

TRANSACTION RANGE (KSHS)		TRANSACTION TYPE AND CUSTOMER CHARGES (KSHS)
MIN	MAX	TRANSFER TO M-PESA USERS, POCHI LA BIASHARA AND BUSINESS TILL TO CUSTOMER	TRANSFER TO OTHER REGISTERED MOBILE MONEY USERS	TRANSFER TO UNREGISTERED USERS	WITHDRAWAL FROM M-PESA AGENT
1	49	Free	Free	N/A	N/A
50	100	Free	Free	N/A	11
101	500	7	7	47	29
501	1,000	13	13	51	29
1,001	1,500	23	23	61	29
1,501	2,500	33	33	76	29
2,501	3,500	53	53	115	52
3,501	5,000	57	57	139	69
5,001	7,500	78	78	171	87
7,501	10,000	90	90	211	115
10,001	15,000	100	100	273	167
15,001	20,000	105	105	296	185
20,001	35,000	108	108	318	197
35,001	50,000	108	108	318	278
50,001	250,000	108	108	318	309

 

ATM Withdrawal Tariff
Min	Max	Kshs
200	2500	35
2501	5000	69
5001	10000	115
10001	35000	203

 

OTHER TRANSACTIONS	KSHS
All Deposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA Balance Enquiry	FREE
Change M-PESA PIN	FREE

Note:

1. Maximum Account Balance is Kshs.500,000
2. Maximum daily transaction value is Kshs.500,000
3. Maximum amount per transaction is Kshs.250,000
4. The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
5. To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456
6. To be able to transact, your Safaricom line and M-PESA account must be active.
7. One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
8. You will earn Bonga Points from the M-PESA fee charged when you transact.
9. To transact at any M-PESA agent outlet, you will be required to produce your original identification document with which the M-PESA was registered, i.e., National ID or Kenyan Passport
10. Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App